Me NZABUKWISHAKA James
Ushinzwe kugurisha ingwate
Telephone: 0788356015
E-mail: nzabjames2014@gmail.com

Kigali kuwa 14/09/2026

Bwana Umwanditsi Mukuru muri RDB

Impamvu: Amabwiriza y’igurisha muri cyamunara

Bwana Umwanditsi Mukuru,

Nshingiye ku mabwiriza y’Umwanditsi Mukuru No 001/2020/ORG yo ku wa 12/05/2020 agenga ibyerkeye kugurisha ; gukodesha; kugurisha muri cyamunara ; no kwegu­kana ingwate nkuko yahinduwe kugeza ubu.

Maze kubona Icyemezo gikubiye mu ibaruwa Ref No : PMT-2026-374291 yo kuwa 01/09/2026 y’Umwanditsi Mukuru itanga Uburenganzira bwo kugurisha Ingwate igizwe n’ubutaka buri­mo inzu bwa SEDRICK HAKIZIMANA na JULIENNE MUTESI bubaruwe kuri UPI : 1/01/03/01/4362 buherereye mu Mudugudu wa Kibisogi; Akagari ka Kigali, Umurenge wa Kigali ; Akarere ka Nyarugenge ; Umujyi wa Kigali bwatanzweho ingwate na SEDRICK HAKIZIMANA muri ATLANTIQUE MICROFINANCE PLC.

Bwana Mwanditsi Mukuru, nejejwe no kubandikira mbagezaho amabwiriza azakurikizwa mu kugurisha mu cyamunara, aherekejwe n’inyandiko zirekeza amabwiriza y’igurisha ry’umutungo wavuzwe haruguru

Mugire amahoro

Me NZABUKWISHAKA James
Ushinzwe kugurisha ingwate

Bimenyeshwe :

• ATLANTIQUE MICROFINANCE PLC

• SEDRICK HAKIZIMANA na JULIENNE MUTESI

INYANDIKO IKUBIYEMO AMABWIRIZA Y’IGURISHA RY’INGWATE BURIMO INZU BUBARUWE KURI UPI : 1/01/03/01/4362 WA SEDRICK HAKIZIMANA NA JULIENNE MUTESI WATANZWEHO INGWATE NA SEDRICK HAKIZIMANA MURI ATLANTIQUE MICROFINANCE PLC.

Maze kubona Icyemezo gikubiye mu ibaruwa Ref No : PMT-2026-374291 yo kuwa 01/09/2026 y’Umwanditsi Mukuru itanga Uburenganzira bwo kugurisha Ingwate igizwe n’ubutaka burimo inzu bwa SEDRICK HAKIZIMANA NA JULIENNE MUTESI bubaruwe kuri UPI : 1/01/03/01/4362 buherereye mu Mudugudu wa Kibisogi; Akagari ka Kigali, Umurenge wa Kigali ; Akarere ka Nyarugenge ; Umujyi wa Kigali bwatanzweho ingwate na SEDRICK HAKIZIMANA muri ATLANTIQUE MICROFINANCE PLC.

Ngaragaje Amabwiriza azagenderwaho muri Cyamunara y’Ingwate yavuzwe haruguru uko ateye :

1. Gushyikiriza icyemezo cy’igurisha utanze ingwate (Mortgage) n’uwa­fashe inguzanyo

Icyemezo cyo kugurisha ingwate (Permit to sale the mortgaged property) taliki ya 2/09/2026, Umuhesha w’inkiko w’Umwuga MUKAKIMENYI Joseline yagishyikirije SEDRICK HAKIZIMANA NA JULIENNE MUTESI cyakirwа na JULIENNE MUTESI. Umuhesha w’inkiko kandi ku itariki yavuzwe haruguru yamenyesheje igenagiro ryakozwe k’umutungo ugurishwa mu Cyamunara (Expertise), abo twavuze haruguru.

2. Ingengabihe ya cyamunara n’uburyo izakorwamo

Cyamunara izakorwa hifashishijwe urubuga rw’ikoranabuhanga rya IECMS ari rwo
www.cyamunara.gov.rw

Ingengabihe yayo ikaba iteye itya:

3. Kumenyekanisha cyamunara

Cyamunara izatangazwa binyuze mu kinyamakuru “House in Rwanda” no kuri radio “Radio Isango Star”. Rizamanikwa kandi ku biro by’Akarere ka Kigali umutungo uherereyemo, rishyizwe no mu buryo bw’ikoranabuhanga mu kurangiza inyandikom­pesha ari narwo rubuga rukores­hwa mu gupiganwa ari rwo www.cyamunara.gov.rw.

4. Kubika amafaranga avuye muri cyamunara

Amafaranga azaba avuye muri cyamunara azabikwa kuri konti N° 00040-00298167-22 iri muri BANKI YA KIGALI PLC ku mazina ya NZABUKWISHAKA James.

Ayo mafaranga ariko ntashobora kwishyurwa n’uwashinzwe kugurisha ingwate, Umwanditsi Mukuru atabanje kwemeza ikubiyemo muri raporo ya cyamunara.

5. Abandi bantu bafite umwenda n’uwatanze ingwate ndetse n’urwego rbarimo

Ingwate yahabwe ATLANTIQUE MICROFINANCE PLC nta bandi bantu bizege batugaragariza ko bafite umwenda kuri iyi ngwate. Ibijyanye n’umwenda w’ikigo cy’imisoro n’amahoro by’Akarere ka Nyarugenge, bizitabwaho hashingiwe ku makuru azatangwa n’ikigo cy’imisoro n’amahoro.

6. Uburyo amafaranga azaturuka muri cyamunara azishyurwa

Amafaranga azaturuka muri cyamunara azishyurwa mu buryo bukurikira:

1. Kwishyura umwenda wa Rwanda Revenue Authority niba uhari

2. Amafaranga yakoreshejwe mu gikorwa cyo kugurisha ingwate

3. Igihombo cy’Uwashinzwe kugurisha ingwate

4. Umwenda wa ATLANTIQUE MICROFINANCE PLC

5. Asagutse ashyikirizwe abatanze ingwate.

Icyitonderwa:

Nsabye SEDRICK HAKIZIMANA NA JULIENNE MUTESI kwihutira kumenyisha mu nyandiko email ya buri wese ifunguwe muri IECMS kugira ngo babashe guhabwa na sisitemu ikore­shwa muri cyamunara bakoreshe uburenganzira bwabo n’itegeko bvo kwanga igiciro, ku nshuro ya mbere n’iya kabiri mu gihe hari apiganywe igiciro kinini cyatanzwe kuri 75% y’igiciro fatizo. Nibaramuka batampaye email mbas­abye, ntacyo bazitwa ku kugira kizatangwa.

Bikorewe i Kigali kuwa 14/09/2026

Me NZABUKWISHAKA James
Uw­ashinzwe kugurisha ingwate